The researcher examines the technique of managing financial distress in the Nigerian banking industry. The researchers purpose of study among other. To examine bank recapitalization as a technique of managing distress in the banking industry. To examine debt recovery and cost reductive as a technique of managing distress in the banking industry. To examine bank acquisition and merger as technique of managing distress in the Nigeria banking industry. The researcher collected the necessary data through structural questionnaire and oral interview. In analyzing the data collected, the researcher made use of textual and tabular presentation.
In both case chi-square and simple percentage where the major tools used for data ananlysis.
The findings revealed among other things.
(1) That bank needs to be recapitulated.
(2) That two or more distressed banks need to merge to from a new, strong and healthy one.
(3) That banks need to recover their debts to ensure their continuing existence.
A strong bank should take over a small and weak bank to enhance its survival and performance. It was also discovered that excessive operational cost is one of the factors that led to bank distress.
TABLE OF CONTENTS
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF PROBLEM
1.3 OBJECTIVE OF THE STUDY
1.4 RESEARCH QUESTION
1.5 RESEARCH HYPOTHESIS
1.6 SIGNIFICANCE OF STUDY
1.7 SCOPE, LIMITED AND DELIMITATIONS
1.8 DEFINITION OF TERMS
2.0 REVIEW OF RELATED LITERATURE
2.1 INTRODUCTION TO EXAMINATION OF THE TECHNIQUES OF MANAGING FINANCIAL
DISTRESS IN THE NIGERIAN BANKING INDUSTRY.
2.1 BANKING RECAPITALIZATION
2.2 THE ROLE OF CAPITAL IN BANKING
2.3 COMPONENTS OF BANK CAPITAL
2.4 MAJOR OPTIONS IN BANK RECAPITALIZATION
2.5 FOREIGN INVESTMENT OPTION IN BANK RECAPITALIZATION
2.6 DEBT RECOVERY AND COST REDUCTION
2.7 LOAN RECOVERY STRATEGICS
2.8 BANK ACQUISITION AND MERGER
2.9 RESTRUCTURE AND SELL OPTION
3.0 RESEARCH DESIGN AND METHODOLOGY
3.1 RESEARCH DESIGN
3.2 METHODS OF INVESTIGATION
3.3 RESEARCH POPULATION
3.4 SAMPLING SIZE DETERMINATION
3.5 SAMPLE TECHNIQUES
3.6 RESEARCH INSTRUMENT USED
3.7 METHOD OF PRESENTATION
3.8 TECHNIQUES OF DATA ANALYSIS
4.0 PRESENTATION OF DATA AND ANALYSIS
4.1 DATA PRESENTATION ANALYSIS
4.2 TESTING OF HYPOTHESIS
5.0 FINDINGS, CONCLUSION AND RECOMMENDATION