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FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

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RESEARCH INFORMATION

PROJECT TOPIC : FINANCING SMALL SCALE INDUSTRY

CHAPTERS: Chapter 1 – 5
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PAGES:95
FORMAT: Ms Word

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Keywords: FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

RESEARCH BODY

FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

ABSTRACT

The sudden increase in financing small-scale industry has continue to agitate the of the public in the recent times, poultry farming as one fact is to be accorded its deserves. The poultry industry became commercialized in Nigeria about the year 1962. However local production started in 1960s and 70s in Edo State. That is formally called Bendel State with very low output. The main objectives of this study examine the various source of financing available to small-scale poultry farmers as well as the problem encounter by those farmers in trying to obtain loan from existing financial institutions. The hypothesis of this study is that poor performance in the poultry industries in Edo State is dependent on poor finance and lack of skilled management. In the course of this work, the adopted methodology included personal interviews, library, research and the use of questioners.      In the review of literature, it was found that the major source of finance is through any authorized financial institution, personal savings and ploughing back profit generated. Evidence from the study reveal that poultry industry has a role to play in the economy, and the individual lives in particular in general, this industry provides protein for the mental and physical health of the people, employment and revenue, which helps in improving the life style of the society.

FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

TABLE OF CONTENTS

Abstract

CHAPTER ONE ( INTRODUCTION)

1.1      Background of the study

1.2      Statement of the problem

1.3      Research question

1.4      Scope and limitation  of the study

1.5      Methodology

1.6      Needs fort the study

1.7      Definition of terms

CHAPTER TWO- (REVIEW OF RELATED LITERATURE)

2.1      meaning and definition of small scale industry

2.2      source of finance

2.3      Problem confronting poultry farmers.

CHAPTER THREE- METHODOLOGY AND PROCEDURE OF THE STUDY

3.1      Research design

3.2      Population of the study

3.3      Sample of the study

3.4      Samplings techniques adopted

3.5      Instrumentation

3.6      Validation of instrument

3.7      Method of data collection

3.8      Method of data analysis

 CHAPTER FOUR (PRESENTATION OF DATA AND DISCUSSION OF RESULTS)

4.1      Data presentation and Analysis

CHAPTER FIVE
5.1       Summary

5.2      Conclusion

5.3      Recommendation

BIBLIOGRAPHY

FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

CHAPTER ONE

 INTRODUCTION

Oredo is one of the local government area in Edo state. Its headquarter is Benin city which incidentally is the capital and administrative centre of Edo state. Oredo is situated between latitude 60 and 60, 120N and longitude 50 ,45 E. The traditional inheritance of Edo state Government Areas are Binis who are the Edo speaking people. However, English language is used for day to day commercial activities in the area. Economic activities of the people in Benin city are many and varial ,the traditional occupation of the people are farming, sculpture, cloth weaving, poultry, brass-casting, blacksmith, menting, traditional e.t.c

Today, however industries and large commercial concerns are fast springing up, Benin has a good number of industries. It has the infrastructure and the market potentialities to encourage industries which are market oriented.

According to peter M.A, which says in the basic business management 1972 that states among Benin many Economic activities are saw-millers, rubber processing, manufacture of confectioneries, making of soft drinks, breweries of lager beer and poultry keeping which is the main focus of the study.

The elites and educated ones in Oredo local government area are mainly civil and public servants employed in government offices, marcentle houses and in banks in Benin city are mainly commercial and others, they undertake all normal banking services and other miscellaneous services. The dormant economic activities of the people as earlier mentioned can be from through personal selling, borrowing from friends, relations, Banks and other financial institution as well as ploughing back profit.

Ensminger M.E state that the term poultry covers rather a wide variety of birds consisting of several spaces. It includes chicken, duck, geese, guinea fowl e.t.c.

In most villages in Oredo local government area, a large number of domestic fowls are found roaring about. This is the local way of rearing birds under the free range condition. A farmer may own one or more hen or cocks. Virtually no care is taken of the birds can pick up for themselves by hatching there. As a result, much finance was not needed because production was on a substance basis.

In some places like Benin city, Sapele and Uromi to mention just a few, the poultry industry has been seen as a specialized industries by the people. Poultry industries has not attained the maximum level of output because of lack of co-ordinated policy at both the national and state level with regard to financing technological and managerial assistance not withstanding poultry farming yields the quickest return of all known living stock farming. It can also be established with a minimum cost. This industry provide several employment opportunity both in the private and public sector of the economy. About 30% of the Nigeria labour force has been attributed to small scale industries ,so emphasis is now on commercial production and effective management of this lucrative business for the government to help finance this important industries.

1.2       STATEMENT OF THE PROBLEM

The system of financing poultry industries has numerous problems which have led to poor performance of small scale poultry industries in Oredo local government areas.

1.3         RESEARCH QUESTION

  1.   Does financial constrain makes it difficult for these poultry farmers innovate or carry out research work. acquire new plants and machines as well as capital for improvement
  2.   Does lack of improved method of poultry management affect the production level.
  3.   It is true that government and other organizations are fully involved in poultry management in poultry industries.
  4. Despite the quick rate of turnover in poultry business, are there still enough competent farmers.
  5.   Does a survey carried out  in Benin city shows that these farms were related, neglected in terms of credit allocation?

In view of the above stated, problem comprehensive study has been carried out on the causes of these problems and with a  view of finding solution or remedies.

1.4     OBJECTIVES OF STUDY

The main objectives of these study is to examine the various source of finance available to small scale poultry industries in Oredo local government area. A complimentary objectives is to identify the problems encountered by poultry farmers in obtaining loans in other to enhance their contributors to the economic development of this nation in general and Edo state in particular.

1.5    HYPOTHESIS

The hypothesis of this study is that the poor performance in the poultry industries is depended on the following.

i      There is no significant difference between poor finance and lack of skilled management in a small scale poultry industries.

ii     There is no significant differences between poor farmers performance and good capital utilization rate

1.6      SCOPE/LIMITATION OF STUDY

The scope of this study covers the financing of small scale poultry industry in Edo state. Emphasis will be laid, no problems encountered by poultry farmers in an attempt to secure loans. The area of interest will be seen in Oredo local government areas.

Other limitation placed on this study include the following:

i      The space of time within which the work is expected to be ready

ii     The availability and authenticity of the research result is limited to the respondent especially during oral interview.

1.7       METHODOLOGY

Data’s for this study will be obtained mainly by relying on available published data, such as the use of liberal research working through past project, journals magazines and the natural duties.

To obtain primary data, I have to pay a visit to the poultry farmers, ministry of financial institutions were also visited in addition, interviews were conducted orally questionnaires were used.

1.8        THE NEED FOR STUDY

Besides adequate man power, need finance to finance another major contributed to the growth of any industry one will readily find out that even associated with the growth of industries centre on finance hence the research of its nature (source and problems of financing small scale poultry industries. This study can be recommended to the state federal government and financial houses for a deep and wider study.

Keywords: FINANCING SMALL SCALE INDUSTRY (A CASE STUDY INDUSTRY IN EDO STATE)

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