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THE IMPACT OF INTEREST RATE DEREGULATION ON COMMERCIAL BANKS’ LENDING OPERATIONS IN NIGERIA

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AVAILABILITY

INSTANT DOWNLOAD

CHAPTERS

CHAPTER 1 – 5

FORMAT

MS WORD, PDF

PAGES

110

REFERENCES

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ABSTRACT

 Interest rate was before 1st August, 1987, statutorily regulated by the Central Bank of Nigeria.  But this out of the tune with the liberalization policy of the structural adjustment programmes of the Federal government.  This research is an attempt at performance appraisal of the leading operations of commercial banks in the face of the deregulation of interest rate which is in consonance with the Federal Government stand on the use of market forces of demand and supply in resources allocation and determination of price. The major sources of data for this research are primary and secondary data.  This research has five chapters, Tables and Graph. I will use research methodology. This is how my research work will look like.chapter one is introduction, background of the study, statement of the problem, objectives, scope, significance and limitation of the study, Hypothesis etc.

TABLE OF CONTENTS

CHAPTER ONE

1.0                 INTRODUCTION

1.1                 BACKGROUND OF THE STUDY

1.2                 STATEMENT OF THE PROBLEM

1.3                 OBJECTIVES OF THE STUDY

1.4                 SIGNIFICANCE OF THE STUDY

1.5                 SCOPE OF STUDY

1.6                 LIMITATION OF THE STUDY

1.7                 HYPOTHESIS

1.8                 RESEARCH QUESTIONS

1.9                 DEFINITION OF TERMS

CHAPTER TWO

2.0                 REVIEW OF RELATED LITERATURE

2.1                 FINANCIAL REPRESSION HYPOTHESIS

2.2                 FINANCIAL REPRESSION IN NIGERIA

2.3                 RELATIONSHIP BETWEEN INTEREST RATE AND SAVINGS

2.4                 INTEREST RATE MANIPULATION BEFORE DEREGULATION

2.5                 COMMERCIAL BANK AND FINANCIAL INTERMEDIATION.

2.6                 PRINCIPLES OF GOOD LENDING

2.7                 EFFECTIVE LENDING

2.8                 THE IMPACT OF INTEREST RATE SPECULATION ON UNION BANK OF NIG. PLC

CHAPTER THREE

3.0                 RESEARCH DESIGN AND METHODOLOGY

3.1                 POPULATION OF COMMERCIAL BANKS

3.2                 DETERMINATION OF SAMPLE SIZE

3.3                 DETERMINATION OF CUSTOMERS SAMPLE SIZE

3.3.1             DETERMINATION OF BANK CUSTOMERS SIZE

CHAPTER FOUR

4.0                 PRESENTATION AND ANALYSIS OF DATA

4.1                 RATE OF RETURN OF QUESTIONNAIRES

4.2                ANALYSIS OF LOAN AND ADVANCES OF UNION BANK OF NIGERIA PLC ENUGU

4.3                TOTAL DEPOSIT LIABILITIES OF UNION  BANK OF NIGERIA PLC ENUGU

4.5                ANALYSIS OF QUESTIONNAIRE TO CUSTOMER

CHAPTER FIVE

5.0                 FINDINGS, RECOMMENDATION AND CONCLUSION

5.1                 SUMMARY OF FINDINGS

5.2                RECOMMENDATION TO:

(i)    CENTRAL BANK

(ii)   COMMERCIAL BANK

(iii)   CUSTOMERS

BIBLIOGRAPHY

APPENDIX

Keywords: THE IMPACT OF INTEREST RATE DEREGULATION ON COMMERCIAL BANKS’ LENDING OPERATIONS IN NIGERIA

Additional information

AVAILABILITY

INSTANT DOWNLOAD

CHAPTERS

CHAPTER 1 – 5

FORMAT

MS WORD, PDF

PAGES

110

REFERENCES

YES

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