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THE ROLE OF FINANCIAL INSTITUTIONS IN AGRICULTURAL DEVELOPMENT (1990-2015)

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RESEARCH INFORMATION

PROJECT TOPIC : THE ROLE OF FINANCIAL INSTITUTIONS IN AGRICULTURAL DEVELOPMENT (1990-2015)

CHAPTERS: Chapter 1 – 5
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FORMAT: Ms Word

This study, THE ROLE OF FINANCIAL INSTITUTIONS IN AGRICULTURAL DEVELOPMENT (1990-2015) contains concise information that will serve as a framework or guide for your project work. The project study is well-researched for academic purposes and are usually provided in complete chapters with adequate References.

Keywords: FINANCIAL INSTITUTIONS IN AGRICULTURAL DEVELOPMENT

RESEARCH BODY

Abstract

This study examined the role of financial institutions in agricultural development.( A case study of Nigeria Agricultural Cooperative and Rural Development Bank) with a view to make useful suggestions and recommendations as way of enhancing the development of agricultural sector. The population of the study includes large and small scale farmers and the sampling method adopted for the study is the stratified random sampling in order to ensure adequate representation of the population. In order to achieve the objective of making useful suggestions that would improve the agricultural sector, a number of hypotheses were made and tested. Samples of one hundred and eighty responses were collected and analyzed using the chi-square (ײ).It was discovered that bank credit loan scheme is making some impacts in lending loans to farmers. The result also showed that farmers prefer informal to the formal sources of finance mostly because of the demand of formal institutions that farmers most present collateral security. Finally, the study also indicated that the problems facing agricultural financing.

CHAPTER ONE

INTRODUCTION

1.1       Background to the study.

Nigeria is endowed with natural resources, large fertile arable land, wide range of crops, and abundant water resources amongst others. Despite its abundant natural resources it is faced with a poor food situation. The poor food situation is traceable to the decline in the agricultural sector. The problem of feeding is increasing by the day. However, several efforts are being made to improve the standard of living.

Prior to the discovery of petroleum in Nigeria agriculture used to be the highest foreign exchange resource earner and its contribution to gross domestic product GDP has been estimated to about 62.63% in 1960, 48.08% in 1970, and 20.63% in 1980. Recently due to the growing awareness of the role of agriculture, the various governments have intensified efforts aimed at transforming from its present subsistence level to a market oriented production. One of those efforts was the ban made on importation of agricultural products like palm oil, maize and rice. This was done to encourage improvements on our production standard. Due to the fall in the level of production from decade to decade, the country could no longer feed the large population, provide raw material for domestic industries, engage in export of agricultural produce and employ the labor force of the country despite the abundance of human and material resources.

Keywords: FINANCIAL INSTITUTIONS IN AGRICULTURAL DEVELOPMENT

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